We are here to go through any options which may be available to you, and we will support you in taking any options further should you wish. It’s your journey, but we will walk with you for as long as you need the company.
If you can't see a way out of your financial situation then insolvency may be the best solution for you and your mental health. Talk to us as there are three different types of insolvency and together we can work out which one is best for you.
Debt Collectors calling you a lot? You have options! Has something unexpected happened which means you cant afford to pay your debts? You have options!
Can I afford the item I want to buy? What happens to my money? Am I with the right power company for me? How do I keep track of my spending? How do I know when I have paid something off? Answers to these and many more questions answered with us.
Have a financial goal? New car, holiday, debt free? Good for you! Don't know how to start? We can help.
Goals - Don't have any? Can't get to them? Don't know what makes a good goal? We can help!
Did you know every company who lends money has to be part of a financial dispute resolution scheme? This is where you can go if you think your lender is being unfair or unreasonable. We can help you discover whether you have grounds for taking your complaint to one of these schemes. We have had many successes in getting somes clients money back, interest wiped etc.
We are very fortunate to have access to three NO interest loan providers in the Dunedin area. These loans are used to pay off high cost debt and/or buying items you need. Eligibility may be easier than you think, so have a chat with us!
Where does your money go? Lets work that out together, using our tools. A great way to get some control!
What happens if I buy it and haven’t paid it off before I can no longer afford to? You may have options you didn't know about!
You may be eligible to get some of your Kiwisaver if you can prove you are in significant financial hardship. This is normally a last resort as your Kiwisaver is usually for your retirement but we can help you. Whether you just need to be pointed in the right direction or if you would like us to do the application for you, we are here!
We are the distributing agency for the Consumer Electricity Fund, very kindly offered by the DCC. Give us a call today and see if you qualify for help paying your power bill. You may be very pleasantly surprised!
We are well connected with many other community agencies who may also be able to assist you.
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We can meet you in our centrally located office or do phone appointments. We are also available in Mosgiel by appointment.
